









 |
CERTIFICATES RATES
Effective as
of
July
23
,
2008
| Account
Type |
Minimum
Deposit to Open Account |
Minimum
Balance to obtain APY |
APY |
Interest
Rate |
| 3
Month CD |
$500.00
|
$500.00
|
1.51%
|
1.50%
|
| 6
Month CD |
$500.00
|
$500.00
|
2.60%
|
2.57%
|
| 12
Month CD |
$500.00
|
$500.00
|
3.04%
|
3.00%
|
15
Month CD
(Step Up) |
$5,000.00
|
$5,000.00
|
4.23%
|
4.14%
|
| 18
Month CD |
$500.00
|
$500.00
|
3.15%
|
3.10%
|
| 19
Month CD |
$20,000.00
|
$20,000.00
|
3.20%
|
3.15%
|
| 23
Month CD |
$20,000.00
|
$20,000.00
|
3.20%
|
3.15%
|
| 24
Month CD |
$500.00
|
$500.00
|
3.25%
|
3.20%
|
| 27
Month CD |
$20,000.00
|
$20,000.00
|
3.30%
|
3.25%
|
| 30
Month CD |
$500.00
|
$500.00
|
3.35%
|
3.30%
|
| 31
Month CD |
$20,000.00
|
$20,000.00
|
3.41%
|
3.35%
|
| 36
Month CD (STEP-UP) |
$500.00
|
$500.00
|
4.08%
|
4.00%
|
| 60
Month CD |
$500.00
|
$500.00
|
4.29%
|
4.20%
|
|
EARLY WITHDRAWAL PENALTIES APPLY.
|