Minimum Balance to Open

APY Annual Percentage Yield

Interest Rate

Minimum Balance to Earn APY*

Monthly Service Charge

 1 Free Check Order per Year

Direct Free ¹ Checking

$50.00

.05%

.05%

NO

NO

NO

Advantage 50 ² Checking

$50.00

.05%

.05%

NO

NO

YES

Prestige Checking

$50.00

.10%

.10%

$2,500 ³

$6.00 ⁴

NO

Totally Free Checking

$50.00

N/A

N/A

N/A

NO

NO

* Annual Percentage Yield

These are Variable Rate Accounts – The rate may change after the account is opened.
Accounts subject to fees could reduce the earnings on the account.

¹ Direct Free Checking account requires recurring direct deposit or automatic payment.

²Advantage 50 Checking account requires at least 1 account owner to be age 50 or older.

³ The Prestige Checking is a tiered rate account – APY above is for balances $2,500.00 and above.    For all balances below $2,500.00, the APY is .05% and Interest Rate is .05%

⁴ Monthly service charge applies only if the balance falls below $1,000.00 on the Prestige Checking